What are HSA & FSA accounts? Dental benefits care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement and limited care flexible spending account (LCFSA).
These are health savings accounts. Your company allows you to put before tax money into a card. This can then be used for any medical and dental expenses. So most people use it to pay for their copays, electric toothbrushes, waterpiks, whitening procedures etc.
Some companies will put some money into that account for you as you add from your own paycheck.
As you are reaching the end of the year, not all companies allow for the money in that card to be rolled over to the next year. Thus if you have money in your card, consider using it for services that you wanted to get done but have not yet.
While insurances don’t cover cosmetic dentistry treatment, you can use this money for whitening. You can also use it for various dental products like electric toothbrushes, waterpiks, whitening gels, fluoride toothpastes etc.
So check how much you have on your FSA or HSA dental benefits account so that you don’t lose those funds!
Use your Flexible Spending Account before the year ends so you do not lose these excellent benefits. If you’re not sure what dental procedures can boost your smile and still fall under your existing coverage, contact Premier Smile Center and schedule a consultation with Dr. Johnson to find out what dental treatments you qualify for and what is best for improving your oral health.